Unlock the full power of your data
Turn fragmented financial data into real-time insight and confident decisions
From fragmented data toreal-time intelligence
Candescent unifies fragmented financial data and applies AI to transform insight into action – helping institutions move from disconnected information to real-time intelligence without leaving their digital banking platform
Candescent delivers intelligence as an experience, not a dashboard
By securely connecting internal systems, third-party applications and experiential tools into a single governed ecosystem, Candescent transforms fragmented data into intelligence - enabling smarter decisions, greater efficiency, and more confident customer engagement.
Through pre-integrated, trusted partner solutions available in the Candescent Marketplace, institutions can activate Intelligence & Connectivity faster – without complex integrations, fragmented data environments, or added operational overhead.
These secure, AI-driven capabilities help institutions:
- Unify and govern financial data across systems and partners
- Enable secure, permissioned data sharing
- Surface real-time, actionable insights
- Deliver personalized, predictive experiences
- Automate workflows and reduce manual effort
- Improve accuracy, efficiency, and decision-making
Intelligence is embedded directly into everyday banking moments, creating insight that becomes guidance and data becomes action.
The experience
These intelligence and connectivity apps create seamless, intelligent digital banking experiences by moving data securely, surfacing proactive insights, and delivering instant, intuitive support. This shifts intelligence from passive dashboards to active guidance—embedded directly in the banking journey. Customers can easily permission and connect their financial information, while AI delivers personalized guidance that builds confidence.
Employees gain faster access to accurate data with fewer manual steps.
Core outcomes
- Unified, secure financial data that creates a governed, trusted ecosystem.
- AI‑driven, predictive experiences that deliver personalized insights and real‑time support.
- Automated, efficient operations that reduce manual work, errors, and friction.
Why this is different
AI insights powering personalized, connected member experiences.
- Up to 10% uptake on personalized cross‑sell offers during account opening
- 15% decrease in member attrition year over year
- AI‑powered, insight‑driven engagement built on unified data
- Real‑time personalized offers across the member journey
Extend intelligence & connectivity through the markeplace
Activate pre-integrated partner solutions that expand Intelligence & Connectivity without adding complexity, operational burden, or disconnected experiences.
Explore Intelligent Banking solutions
Reimagine your account opening, digital banking and branch experiences with our integrated Intelligent Banking platform.
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