Solutions

Business Banking & Money Movement

Power business banking with unified money movement

Help businesses move money faster, operate more efficiently, and stay firmly anchored to your institution

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Business banking &
money movement, reimagined

Candescent enables embedded, real-time money movement directly within the Intelligent Banking Platform – connecting digital banking, payments, and ERP workflows into a single, seamless banking experience.

Integrations powering Intelligent Banking platform

Candescent brings Business Banking & Money Movement together as an experience, not just a set of features.

Through pre-integrated, trusted partner solutions available in the Candescent Marketplace, institutions can:

  • Enable real-time account activity and visibility
  • Support payments across multiple rails and channels
  • Integrate banking and ERP workflows
  • Provide invoicing and commercial payment options
  • Improve cash flow control and forecasting
  • Offer business users intuitive, efficient financial tools

All of this happens without added operational complexity, because these capabilities are embedded directly into everyday business banking experiences.

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The experience

One intelligent, secure platform that replaces fragmented tools with a single source of financial truth—so business clients act faster, with fewer errors and fewer workarounds.

Core outcomes

  • Stronger loyalty & retention by becoming the system of record—not just the account of record
  • New revenue growth by monetizing money movement instead of subsidizing it
  • Higher engagement as daily financial activity stays inside your institutionxperiences.

Why this is different

Real outcomes validated through a published Candescent client story:

  • 3× increase in throughput, processing ~800 applications/month without adding staff
  • 80% → 30% reduction in manual reviews, drastically reducing exceptions
  • 50 minutes saved per application, accelerating onboarding and funding workflows
  • Rated their deployment as the “most successful implementation in six years”

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Extend business banking through the marketplace

Activate pre-integrated partner solutions that expand Business Banking & Money Movement without adding complexity, operational burden, or disconnected experiences.

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Explore Intelligent Banking solutions

Reimagine your account opening, digital banking and branch experiences with our integrated Intelligent Banking platform.

Account Opening

Deliver omnichannel sales, onboarding and account opening solutions for consumers and businesses.
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Digital Banking

Tailor your experience with hundreds of integrated features designed for the unique needs of your users.
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Digital Branch

Provide seamless interactions across branch, ATM, call center and digital channels.
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Consumer deposits

Allow consumers to open accounts in minutes, from standard checking and savings to retirement and health savings accounts.
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Real estate

Offer comprehensive real estate products, including first and second mortgages, home equity lines of credit and refinances.
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Consumer loans and cards

Enable consumers to open consumer loans, including personal lines of credit, vehicle loans and more.
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Small business and commercial deposits 

Allow small business owners to open checking, savings, individual retirement, CD or money market accounts for their business.
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Developer Hub

Unlock endless possibilities with extensible technology and access to comprehensive developer tools.
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We're here to help

We can help you take the guesswork and complexity out of finding the right solutions.

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