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Assisted Banking

Connect every channel. Improve every interaction.

Deliver assisted banking experiences that move seamlessly between digital, self-service, and live support so people get help when needed and banks operate with greater consistency and control

A woman smiling while using her phone and Candescent digital banking platform feature highlight
overview

From siloed channels to one connected experience

People move between channels without thinking about it. Candescent unifies branch, ITM, imaging, and remote assistance into one connected experience, reducing friction for customers and members while giving teams shared context and control

Shared context across channels

Keep interactions connected across branch, ITM, and remote support

Human help on demand

Let people shift from self service to live assistance without starting over

Operational consistency at scale

Standardize workflows, approvals, and service across locations

Self service that extends the branch

Bring more transactions and support into assisted self-service

A phone showing the Candescent application dashboard
CAPABILITIES

Designed to keep
service moving

Unify self-service, teller workflows, deposit processing, and remote assistance so people can move easily between channels and staff can work from the same system

Use cases

Serve more people without losing the human touch

Extend service beyond
the branch

Offer teller support beyond branch hours and expand ITM access without adding full-service locations

Candescent digital banking payment dashboard feature highlight

Shift routine work to self‑service

Move high-volume tasks to ESS and imaging so staff can focus on advisory and higher-value interactions

Candescent digital banking app notification features

Connect channels into
one experience

Run one platform across branch, ITM, and imaging with shared context, workflows, and visibility

impact

Operational impact you can measure

88%

Increase in branch hours and >30% of deposits outside core hours when ITMs added

80%+

Of branch transactions can be enabled via Assited Banking, depending on FI size.

100%

Customer satisfaction for Assisted Banking usage reported in aggregated outcomes.

Client Story

From friction to momentum: Citadel reimagines account opening

With Candescent, Citadel modernized account opening across digital and branch channels to reduce friction, accelerate completion, and improve funnel performance.

Bring Intelligent Banking to every branch interaction

technical resources

Built to connect, scale, and evolve with you

A cloud-native, API-first platform that connects your core, channels, and partners so you can launch faster, adapt easily, and scale with confidence.

Connect your core and every endpoint

Integrate with leading cores and devices with proven adapters and APIs for cash, identity, and transactions.

Route interactions with intelligence

Deliver consistent service across channels with configurable routing, real-time context, and integrated reporting.

Built-in security and compliance

Meet regulatory requirements with standardized controls, audit trails, and enterprise-grade protection.

FAQs

Clear answers to the most common questions banks and credit unions ask when evaluating branch experience products, from implementation and integrations to flexibility, security, and time-to-value.

What is assisted banking?

Assisted banking includes the human and digital experiences that support customers when they need help, across branch, contact center, remote, and self-service channels. It connects bankers, tools, and customer context into a single experience.

What is Candescent Assisted Banking?

Candescent Assisted Banking connects every channel, from branch and contact center to digital and self-service, into one unified experience. It gives bankers the context, tools, and workflows they need to assist customers seamlessly, no matter where the interaction begins.

Is this the same as CSP (Channel Services Platform)?

Candescent Assisted Banking builds on the foundation of CSP. It reflects the evolution from connecting channels to delivering more connected, intelligent interactions across every touchpoint.

How is Candescent Assisted Banking different from traditional branch or contact center systems?

Traditional systems are often siloed by channel, limiting visibility and continuity. Candescent Assisted Banking connects those experiences, giving bankers a unified view of the customer and the ability to act in real-time across channels.

How does Assisted Banking improve the customer experience?

Customers can start in one channel and continue in another without losing context. Bankers have full visibility into prior interactions, enabling faster resolution, more personalized service, and smoother handoffs between channels.

How does Assisted Banking improve operational efficiency?

By connecting systems and workflows, Assisted Banking reduces duplication, manual effort, and channel fragmentation. Teams can serve more customers with greater consistency while improving speed and accuracy.

How does Assisted Banking use intelligence?

Assisted Banking brings together customer data, interaction history, and real-time context to guide bankers in the moment. This helps surface what matters, recommend next steps, and support better decisions during live interactions.

How does Assisted Banking fit into the broader platform?

Candescent Assisted Banking connects directly with Account Opening, Consumer Banking, and Business Banking. This creates a unified system where data and context carry across every interaction, enabling consistent, connected experiences across all channels.

What solutions are included in Candescent Assisted Banking?

Candescent Assisted Banking includes Branch Banking, Imaging, and Interactive Teller Machines (ITMs).

  • Branch Banking is powered by branch teller software that supports in-person transactions.
  • Imaging with Deposit Risk Review (DRR) provides secure check deposit across branches, ATMs/ITMs, and Remote Deposit Capture (RDC).
  • Interactive Teller Machines (ITMs) enable remote teller interactions, allowing customers to complete transactions or connect with a live banker when needed.